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<title>帮助中心-名词解释</title>
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            <h2><a href="staticAction_registerAndLoginHelp.action">帮助中心</a> > <a href="staticAction_registerAndLoginHelp.action">常见问题</a> > <a href="${root}/staticAction_nounAnalysis.action" class="current">名词解释</a></h2>
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                <h3>名词解释</h3>
                <dl class="help_list clearfix">
                    <dt><a href="#" class="title_close"><span class="q_a_text"> 本息担保</span><span class="point_close sp q_a_add"></span></a></dt>
                    <dd class="ui_item_detail">
                       <p class="ui_item_p"><span class="arrow"></span>
                       &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;指惠信钱包推荐的定存宝计划及月息通项目均由合作小额贷款机构提供100%本息担保，充分保障投资人本金及投资收益。</p>
                    </dd>
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                <dl class="help_list clearfix">
                    <dt><a href="#" class="title_close"><span class="q_a_text">年化利率</span><span class="point_close sp q_a_add"></span></a></dt>
                    <dd class="ui_item_detail">
                       <p class="ui_item_p"><span class="arrow"></span>
                       &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;指借款人对应一年借款所需偿还的利率，即把真实借款利率换算成以年为单位的借款利率。</p>
                    </dd>
                </dl>
                <dl class="help_list clearfix">
                    <dt><a href="#" class="title_close"><span class="q_a_text"> 冻结资金</span><span class="point_close sp q_a_add"></span></a></dt>
                    <dd class="ui_item_detail">
                       <p class="ui_item_p"><span class="arrow"></span>
                       &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;冻结资金=提现中冻结金额</p>
                    </dd>
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                    <dt><a href="#" class="title_close"><span class="q_a_text"> 可用余额</span><span class="point_close sp q_a_add"></span></a></dt>
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                       <p class="ui_item_p"><span class="arrow"></span>
                       &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;指账户内投资人可自由支配的资金。</p>
                    </dd>
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               <%--  <dl class="help_list clearfix">
                    <dt><a href="#" class="title_close"><span class="q_a_text"> 信用等级</span><span class="point_close sp q_a_add"></span></a></dt>
                    <dd class="ui_item_detail">
                       <p class="ui_item_p"><span class="arrow"></span>
							指投资人可以通过与惠信钱包合作的网上银行进行充值。为保障投资人的资金安全，投资人在充值前必须完成实名认证。
						</p>
                    </dd>
                </dl> --%>
                
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                    <dt><a href="#" class="title_close"><span class="q_a_text"> 支付密码</span><span class="point_close sp q_a_add"></span></a></dt>
                    <dd class="ui_item_detail">
                       <p class="ui_item_p"><span class="arrow"></span>
                       		&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;指用户提现时需输入的密码，支付密码在注册时设置，必须与登录密码不一致。投资人可在“安全中心”中修改支付密码以提高账户安全等级。
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